
Welcome to a community that's raising the next generation of Future Founders.
The Black Belt METHOD:
Mindset: Renew your mind through the Word.
Entrepreneurship: Create value by solving problems & serving.
Talents: Discover & develop God-given gifts.
Habits: Small daily habits create transformation.
Ownership: Take responsibility.
Discipleship: Teach others what you learn.
At Black Belt Biz Club
Your child earns their business one belt at a time.
Every finish line builds a seasoned Leader & Founder.
You do not have to be perfect. You just have to begin.
White Belt starts now.
START with what they LOVE and END with a REAL BUSINESS they built with you.


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Meet the Founder
Yumi Cos
Having spent more than 20 years solving complex business problems,
managing multimillion dollar assets, leading teams, and
building systems across real estate, hospitality, restaurants, golf course (GM), and operations,
she realized something important:
Schools teach kids how to memorize information.
They rarely teach them how to solve problems, create value, manage money, or build something of their own.
That's why she created
Black Belt Biz Club
powered by The Black Belt Method

What age is this for?
Black Belt Biz Club is built for kids ages 8 to 12 & their parent(s).
Do I need business experience?
Not at all. We bring the roadmap.
How much time does it take?
Each challenge is designed to take ~30 min. The more reps = the faster you will be.
What if my child doesn't know what they want to do?
The first belt is about discovering what your child loves
& what they're naturally good at.
Will my child actually make money?
Results depend on what you and your child put in. This isn't a get rich scheme for kids, but you will absolutely build mindset and skills that wealth follows.
What is the belt system?
Your family progresses one belt at a time. Each belt is a complete milestone with a clear finish line.
Do I have to do it with my child, or can they do it alone?
This program brings parents and children together.
Your child learns more from watching you show up than from any lesson we could teach. You're not the teacher here. You're the partner.
Is this Faith based?
Our values are rooted in Jesus as Christ. We look to Him as our guide in all that we do. Families from all backgrounds are welcome,
and the skills we teach are designed to serve & empower every child.
What people say about Yumi
Yumi reached out to me at a moment when I was ready to quit, and her words gave me real hope when almost no one else would go beyond surface-level encouragement. What she did next is what changed me: instead of just answering my questions, she taught me to find the answers myself. She helps you in a way that leaves you stronger, not more dependent.
-Jake S.

I have worked with Yumi and called her a friend, and both versions of her are exactly the same person. She is generous with her time, honest when you need to hear something hard, and she genuinely believes in you even when you are not sure you believe in yourself. She is a go-giver in the truest sense of the word.
-Tonya H.

She is straight forward, she shows up, and she gives more than she takes. Yumi has poured into me in more ways than I can count, and her faith and integrity are behind every bit of it.
-Josh Dillon
Yumi has a rare gift for seeing through the noise and telling you the truth, even when it's not what you want to hear. She helped me recognize the people in my life who weren't actually for me, and that clarity changed everything. If you want someone who genuinely cares and follows through, she's the real deal.
-Mathew R.
I knew Yumi was special the moment I realized she wasn't just showing up for her own family. She's a fierce advocate for children, for community, for the people around her. She even extended that care to my four-legged kids. That kind of heart is hard to find, and it's exactly who she is every single day.
-Belinda Prattis
She shoots straight, she follows through, and she genuinely cares. I came to Yumi for help and she gave me her time, her honesty, and the kind of accountability that actually moves you forward. If you believe she can help you, trust yourself and let her.
-Michael Bediako
Yumi is kind and genuinely considerate of others’ feelings. Above all, she is a devoted mother who prioritizes her two young children and their well-being. Her energetic and vivacious personality is contagious, and she has a natural ability to spark each child’s individual curiosity, making learning exciting, engaging, and fun!
-Christine Key
If you want someone who will be straight and tell you what you need to hear, here's your girl. I was on the fence and needed clarity with a decision, and she came through. Yumi never disappoints. Praise God for Yumi!
-Anthony P.
Yumi is the kind of person whose faith drives everything she does. She has connected me with the right people and always followed through, every single time. If you want someone in your corner who means what she says, that's Yumi.
-Luz Fuentes
Yumi is amazing.
Such a go-giver.
-Gustavo
Called me right after the Level 2 call with pure gold nuggets to help me with a bottle neck in my business.
So grateful!
-Matthew Kominiak
Follow to Heal & Grow!